About this product

This annual and monthly Google Sheets Zero-based budget spreadsheet features an income tracker, expense tracker, debt tracker, savings tracker and subscription tracker. Very similar to an excel template or excel spreadsheet, this easy budget template allows you to work towards financial independence and early retirement by managing your monthly budget, paycheck income, debt payoff and total savings. Whether your goal is becoming debt free, achieving financial independence or just getting a better grip on your day-to-day spending, this is the digital planner for you!

What is included:
- Detailed PDF Guide – This financial planner spreadsheet comes with a detailed guide on how to use it, as well as download links for 4 different currencies ($,£,€,¥).
- Video Tutorial – Gives a step-by-step guide on how to set up and use the spreadsheet to help you get the most out of this product and your money!
- Example Spreadsheet – This example budget template shows you what a completed spreadsheet should look like to help you build your own.
- Your New Spreadsheet – More on that below!

Inside your new Annual and Monthly Budget Spreadsheet:

- Customizable Setup Tab – Personalize your finances with unique icons from a selection of 80 free icons. There is space for 8 income sources, 24 expense categories, 8 debt payoff categories and 8 savings categories.
- Annual Budget Plan – This zero-based budget tab allows you to plan out your income, expenses, debt payoff and savings for the year.
- Expense Tracker – Keep track of your day-to-day expenses with enough space for over 300 expenses per month with this simple expense tracker. Also contains a useful subscription tracker to help you target those annoying subscriptions you no longer need!
- 12 Monthly Dashboards – Input your income, debt payoff and savings amounts (expenses go in the expense tracker) month by month as you progress through the year. Learn from your finances last month to save more next month!
- Annual Dashboard – Over 40 automated graphs give you a clear picture of your yearly finances, allowing you to easily highlight any areas you can further improve and save money.
- Finance made Simple – I designed this spreadsheet to be easy to use and (in my humble opinion) very easy to look at! No boring tables and weird-looking graphs here!